+ Am I guaranteed to make a return on my investment?

As with all investments, apart from cash at bank, there is no guarantee as every investment carries a certain level of risk, however, there are structures in place to mitigate the risks.

+ What are the risks?

Risk is different for everyone. The specific risks of this offer are outlined in our Prospectus, which you can access right here.

For some people, keeping cash at bank is more of a risk than investing in shares, as they cannot meet their financial goals with the returns that cash generates.

+ Why would the developer not just go to the bank?

They do. Bank debt is used but it forms the senior debt in a project. There is always a gap in funding as banks typically supply less than the developer requires to complete construction. Monthly Baron services that gap. There is a huge demand for this type of finance.

+ How can you pay the returns you say you do?

Monthly Baron investment money is packaged up and loaned to various development projects at a higher rate; the same way a bank does with term deposit money to mortgages, personal loans, car loans and credit cards.

The developer pays interest on their loan and you receive a return from that. There is also a cash reserve built into the fund to allow for dividends and liquidity.

+ How do we know you pay what you claim to pay?

As a disclosing entity, Monthly Baron is subject to regular reporting and disclosure obligations under the law. We provide a monthly remittance and report to disclose this to investors and the public.

+ How does it work?

We pool investor money and loan that to the developers to complete their projects. They pay interest on a loan and we pay you a return from that. It really is that simple.

+ What are the fees?

Zero to you as an investor - we don’t believe in charging investors to manage their money.

+ Where does my money go and do you tell me?

Your money goes into property development projects. We have a focus on Melbourne and South East QLD, land subdivisions, townhouses and mixed use projects.

The investment committee makes the decision on which projects your money is loaned to. That is our professional expertise and mandate.

+ How long has Monthly Baron been around?

Monthly Baron has paid stable returns since inception in May 2017. The collective management experience is over 50 years in the market.

+ How much money do you have in the fund?

The amount grows each month with new inflow. We have $10 million worth of initial demand, so every dollar is engaged.

+ How long am I invested for and what happens at the end?

You place your funds with us for 12 months, then you get to decide to rollover for a further 12 months and keep earning or you can choose to take your funds back.

+ What are the returns?

Monthly Baron offers a unique tiered return based on the amount invested. This information is contained in greater detail within our Prospectus, however, for an investment of AUD 20,000 - 99,000 the targeted return is 9%. For anything between AUD 100,000 and 249,000 the targeted return is 10%. Higher than AUD 250,000 and you'd be looking at a targeted return of 11%.

+ When do I get my returns?

We pay out your dividends each month directly to your specified bank account.

+ Can I use my SMSF?

Yes, you can invest using your SMSF, Family Trust, personal cash or business money.

+ Are you registered with ASIC?

Our prospectus is an ASIC registered offer.

+ Do you give me personal financial advice?

No, please seek an independent professional for personal advice. No information contained across this website should ever constitute personal and/or financial advice.

+ Can I request my money back early?

We understand that life happens. We are human too. We talk to our clients and understand the situation. We do ask that you are prepared to commit the funds for a 12 month period. If you feel you cannot do that, then this opportunity is likely not for you.

+ Who is Monthly Baron for?

Monthly Baron was designed on the back of client feedback and the demand for a fixed return each month, based on property. It is for people that do not want to place those funds at risk in the stock market and do not want the low rates of return at the bank. It is not meant to be the ultimate investment or all things to all people. It might form part of your portfolio. It is not meant to be the only investment you make or the investment you make with all the money you have.

+ What are the intentions of the company?

Monthly Baron intends to raise $100 million and loan that into ethical and residential property developments to return value back to investors.

+ What developments is Monthly Baron currently engaged in?

Monthly Baron is part of a bigger group but is a separately managed company.

The developer and lender are separate companies. Developers apply for finance and the investment committee reviews, accepts or rejects it. Each development is structured under their own special purpose vehicle (SPV) to allow for accounting, auditing and risk.